Life Amid Debt
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LAD operates in Cambridgeshire.  'Face to face' advice is available in St Neots via drop-in and in Huntingdon by appointment. Our phone and email service covers the  whole county. See 'Contact us' for full details.

LAD knows about debt.  Some of the team have been there themselves.  They came out the other side.  So can you!


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Cambridgehire, St Neots, Huntingdon

Stop Loan Sharks

Help us stop loan sharks now.

With an estimated 310,000 households in the UK borrowing from unlicensed lenders or loan sharks as they are more commonly known, illegal money lending is a problem across the country. Anyone who operates a money lending business without a licence from the Office of Fair Trading is acting illegally. The England Illegal Money Lending Team are cracking down on unlicensed lenders who...

One victim spoke out "I couldn’t afford to pay my bills and the rent as I had to pay the loan shark so life was getting pretty desperate. He said ‘pay me don’t feed the children.’ The kids have been subjected to a hostel and attended five schools. It nearly cost me my marriage”.

Read about another victim - Anne's Story

Loan sharks are not a community service and should never be used under any circumstances. Many loan sharks start out as a friend to their borrower but quickly change.

If you have borrowed from an unlicensed lender you have not broken the law, they have. Speak to us in confidence.

To report a loan shark:
Call the 24/7 confidential hotline 0300 555 2222
Text ‘loan shark + your message’ to 60003
Private message us at